Steps to Take Following a Car Accident
Even with the most careful driving, the likelihood of getting involved in an accident always exists. However, how you act after a crash can go a long way in helping you cope with the stress and fright. Here’s what you should do.
How fast you get help after an accident can help save lives especially if you or other people in the car sustained injuries. Call 911 and for an ambulance and if you’re unable to move, ask anyone close to the scene to do it for you. You may also request one or two people to stay with you until help arrives.
Move Your Car to a Safer Place
In minor crashes, the damage that occurs to the vehicle is negligible. If your car is operational, move it, preferably to the roadside not far away from the accident scene. Doing so removes unnecessary distractions and lessens the likelihood of another collision occurring as a result of commotion.
Take the Details of the Other Driver’s Insurance
Once you’ve cleared the scene and made sure that everyone is safe, you should engage the other driver and get his or her insurance details. It is advisable that you take a photo or two of the other driver insurance card using your phone’s camera. If you don’t have a camera, write the details on a piece of paper.
Notify Your Insurer and Financier
While you must fill in a claim form, it is critical that you notify your insurer about the accident through a call. Also, if your vehicle is under finance, make sure that the financing agency gets to know about the crash. That way, you can renegotiate repayment terms especially if you’re using your vehicle for commercial purposes. Speaking of financiers, visit Mini Buses to read more about Ben Weaver, a company dealing with used mini vans in Sheffield with flexible financing plans.
Do Not Admit Liability
Most drivers, especially those who have never been in a car accident get frightened to the point of admitting liability. Avoid talking too much after a crash, lest you acknowledge that you were to blame for the collision. Even when taking the insurance details of the other driver, do not admit that it was your fault that the accident occurred.
Maintain a casual conversation with the other driver. Ask them if they are ore okay, whether they sustained injuries or if you should call an ambulance for them. Avoid using any terms that would imply you’re apologizing.
Call the Police
While police may not come to an accident scene immediately, it essential call them all the same. Also, you should file a report within 24 hours from the time the accident occurred.
In conclusion, get in touch with a personal injury lawyer. When a car accident occurs, you may be eligible to get compensation for the damages and injuries. Thus, be sure to call a personal injury attorney as soon as you can to discuss how you can institute a claim.